Stripe
Airwallex
- Rebill with raw card → lower auth rate
- You do not own the subscriptions
- You cannot switch payment processor
PayFam vaults every subscriber as a PCI-compliant network token in a vault you own, then bills it on any of five processors. A frozen account becomes a routing change — rebills keep running, orders keep syncing to Shopify.

Any brand running subscriptions has to own them to make money long term. That means PCI-compliant vaulted subs — every subscriber in a vault you control, usable at each of your processors, so you keep access to them even if the store goes down.
Your account is restricted.
After a further review, we won’t be able to support Roast & Co. moving forward. Funds in your balance and any pending charges will be reversed within 5 days.
— The Stripe team
Route one product page to PayFam. From that order on, every subscriber is vaulted in your name and billable on any processor you connect.
A real checkout, then the post-purchase funnel a customer sees. Pay once; every offer after that charges the same network token — accept moves forward, decline falls to a smaller offer, the bundle bills as one line. No second checkout, no card re-entry.
Live demo — scroll inside the phone, tap Pay now, then accept or decline each offer.
Shopify Payments, third-party checkouts and PayFam on the levers that decide subscription revenue.
Third-party and Shopify behaviour is merchant-reported from onboarding calls. The +20–30% figure is PayFam's measured rebill lift after migrating from a raw-card vault.
PAN — the raw card number.Card-not-on-file — an authorization without a stored credential; issuers approve it less often.MID — merchant account at a processor.VA — virtual assistant.
No replatforming. Route any product page to PayFam: checkout, vault and billing move over; orders, events and attribution sync back to the tools you already run.
Any product page, routed to PayFamyourbrand.com/products/roast-box
Airwallex
orders
Triple Whale
Klaviyo
TikTokRefund the moment the bank flags a dispute. Let customers cancel themselves.
< 1 minfrom alert to refund · zero human steps
Monthly Roast Box2 × 340 g · whole bean · every 30 daysActiveNo ticket. No “I couldn’t cancel” dispute.
Refund, edit, pause, retry, answer an alert — from the same screen. Built so an operator or an AI agent can resolve, not escalate.

Dashboard — revenue, acceptance rate, live sales, subscription health.

Subscription #SUB-2481 — plan, billing schedule, retries, payment method, customer.

Orders — payment, fulfilment and PSP per line.
A 30-minute demo on your own store: route one product page to PayFam, watch approvals and conversion side by side, keep it or route it back.